Explore Our Expert-Led Programs for Real Estate and Financial Success
H.O.M.E. Plan
Home ownership made easy
Designed to help renters transition into homeowners.
The H.O.M.E. Plan is a customized pathway for individuals and families who dream of owning a home but aren't sure where to start. Our team walks you through every step — from initial
consultation to closing day — offering education, planning, and
personalized guidance.
Key Features of H.O.M.E. Plan
- Budget and savings review
- Credit review and action plan
- Timeline creation for readiness
- Guidance on down payment assistance programs
- Access to trusted real estate and title partners
Whether you're ready now or six months from now, we'll help you build a clear, achievable plan to get there.
Ready to take the next step?
G.O.O.D. Plan
get out of debt
Helping you take control of your finances and build wealth.
The G.O.O.D. Plan is our strategic debt management program,
focused on helping clients consolidate, eliminate, and better
manage debt — freeing up income for future financial goals like
buying a home or investing.
Key Features of G.O.O.D. Plan
- Review and analysis of existing debts
- Refinance and Consolidation loan options
- Equity strategies (including cash- out refinance options)
- Personalized budgeting assistance
- Credit sore improvement strategies
Take control of your financial future and start moving toward greater stability and freedom.
Ready to take the next step?
G.O.l.D. Plan
Grow. Own. Live. Dream.
Building wealth through strategic homeownership and investment.
The GOLD Plan — Grow. Own. Live. Dream. — is a flexible employee home benefit program designed to support every stage of life. Through a strategic partnership with employers, we help match each employee with the right path forward, whether it’s buying their first home with the HOME Plan, eliminating debt through the GOOD Plan, or planning for the future with a reverse mortgage. It’s more than a benefit — it’s a blueprint for long- term financial wellness.
Key Features of G.O.L.D. Plan
- Support at Every Stage of Homeownership
- Flexible Employer Partnership Options
- Education- Focused Empowerment
- Exclusive Financial Incentives
- Personalized, Streamlined Guidance
Transform your real estate decisions into powerful wealth-building
opportunities that support your long-term dreams.
Grow into your first home with education, guidance, and down
payment support.
Own with confidence through smart financing, refinancing, and equity- building tools.
Live comfortably by reducing debt, lowering payments, or upgrading
your space.
Dream big with reverse mortgage options, retirement planning, and long-term wealth strategies.
Ready to take the next step?
Credit Assistance Program
Prep for Homeownership
Turning obstacles into opportunities.
We understand that life happens — and not everyone has perfect
credit. That's why iCAP Mortgage offers personalized Credit Assistance Services to help you get loan-ready, no matter where
you're starting.
BONUS! What we can’t fix, our partners will; get matched with credit‑repair experts.
Key Features of Credit Assistance
- Full credit report review and analysis
- Customized action plans for improving scores
- Referral to trusted credit repair resources (if needed)
- Guidance on dispute processes and rapid re-scoring options
- Preparation for loan pre-approval once target goals are met
Good credit is a journey, and we're here to walk it with you — judgment- free and solutions-focused.
Let's create a plan that moves you closer to your goals — whether that's homeownership, financial freedom, or a fresh start.
Ready to take the next step?
Frequently Asked Questions
If you can't find the answer you need, feel free to contact us.
Why is ICAP Mortgage so popular?
ICAP Mortgage is popular because we focus on "Home Ownership Made Easy" for our clients. Our commitment to educating our clients sets us apart, ensuring that you have the knowledge to thrive in the real estate market. Whether you're a first-time homebuyer or a seasoned agent, our "Home Ownership Made Easy" courses provide unparalleled success.
Who can benefit from ICAP Mortgage's services?
Our services are designed to benefit a diverse group of clients, including real estate agents, home buyers, landlords, and more. We offer specialized courses like continuing education for real estate professionals, HOME classes for first-time buyers, and GOOD courses for debt consolidation and home refinancing. Whether you’re looking to excel in your career or achieve financial freedom, ICAP Mortgage is here to guide you every step of the way. Take the first step towards your goals now by reaching out to us.
What are the HOME classes?
Our HOME (Home Ownership Made Easy) classes are designed to help first-time homebuyers navigate the complexities of purchasing a home. From understanding mortgage options to managing the home-buying process, we provide comprehensive guidance to make home ownership a reality. Participate in our HOME classes and gain the confidence and knowledge you need to buy your first home. Don’t wait—join our next HOME class and start your journey to homeownership today.
How does ICAP Mortgage help with debt consolidation?
Through our GOOD (Get Out Of Debt) courses, ICAP Mortgage provides effective debt consolidation solutions. We help clients refinance their homes, consolidate debts, and create manageable payment plans. Our main goal is to empower you to live debt-free and enjoy financial freedom. Let us assist you in consolidating your debts and refining your financial future. Contact us to learn more about our GOOD courses and get started on your path to financial independence.
What makes your continuing education classes for real estate agents unique?
ICAP Mortgage’s continuing education classes are tailored to meet the evolving needs of real estate professionals. Our expert-led courses keep agents up-to-date with industry trends, legal requirements, and market strategies, ensuring they stay competitive. With a focus on real-world applications, our courses provide valuable insights that agents can immediately implement in their careers. Sign up for our next continuing education class and elevate your real estate career with cutting-edge knowledge and skills.
How do I contact you?
You can call us at 512-970-4663 or email us at vestell@icaptx.com. You can also use our Contact Us page.
